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Although Apple’s payments announcement on Tuesday was not a surprise, the platform’s mechanics were largely unknown before Tim Cook’s on-stage introduction at the Flint Center in Cupertino. Cook set the context for Apple’s payments vision quite accurately: “Most people that have worked o ....

With an estimated 70% of US credit cards likely to be EMV chip ready by the end of next year ((70 Percent of U.S. Credit Cards to Include EMV Chips 2015, Computer World, June 16, 2014, http://www.eweek.com/security/70-percent-of-us-credit-cards-to-include-evm-chips-by-2015.html)) , the race to prot ....

One of the great things about the holiday season is the time it provides to read and explore items that might otherwise be passed over and forgotten. This season, payment gurus had lots of eye candy in the form of 187 responses to the Federal Reserve Board’s request for comments on its Payment Sys ....

Although it seems as if the Payment Card Industry Data Security Standard (PCI DSS) was launched yesterday, the standards organization was in fact created in 2006 to consolidate and better promulgate the major credit card organizations’ then overlapping data security requirements. The PCI Council u ....