Happy New Year EMV

January 30, 2015 | Payments, Tokenization

2014, on balance, was a very good year for progress in securing electronic retail payment transactions. Most importantly, many of the key payments stakeholders seemed to coalesce around the general understanding that three basic tools, EMV chip cards, payment tokenization, and end-to-end encryption ....

Apple Pay – And Dynamic Payment Tokens

September 12, 2014 | Payments, Tokenization

Although Apple’s payments announcement on Tuesday was not a surprise, the platform’s mechanics were largely unknown before Tim Cook’s on-stage introduction at the Flint Center in Cupertino. Cook set the context for Apple’s payments vision quite accurately: “Most people that have worked o ....

Payment Token Implementation Do’s and Don’ts

July 1, 2014 | Payments, Tokenization

With an estimated 70% of US credit cards likely to be EMV chip ready by the end of next year ((70 Percent of U.S. Credit Cards to Include EMV Chips 2015, Computer World, June 16, 2014, http://www.eweek.com/security/70-percent-of-us-credit-cards-to-include-evm-chips-by-2015.html)) , the race to prot ....