Jo Ann Barefoot is CEO and Co-Founder of AIR, the Alliance for Innovative Regulation, a nonprofit dedicated to digitizing the financial regulatory system to advance fair finance, foster an innovative and resilient financial sector, and combat financial crimes like human trafficking. A former Deputy Comptroller of the Currency and staff member of the US Senate Banking Committee, Jo Ann is a Senior Fellow Emerita at the Harvard Kennedy School Center for Business and Government. She hosts the global podcast show Barefoot Innovation and authored the seminal paper, A Regtech Manifesto. Jo Ann advises numerous regulatory bodies and speaks annually to thousands of people throughout the world. In 2020 she was inducted into the Fintech Hall of Fame by CB Insights.