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The usage of social media has shifted with customer adoption. The growth of applications and consumers joining the social media bandwagon has influenced how consumers leverage technology; interact with friends, family and coworkers, and purchase with brands they trust. Pew Research Center estimated ....

Last week was an active week of discussion on issues facing financial services companies. I presented at the 40th annual Roundtable for ISACA’s MN Chapter on The Next Generation of Third-Party Risk Management and attended Deluxe Exchange 2015, where an engaging keynote speech by Sheila Bair, forme ....

The Office of the Comptroller of the Currency (OCC) published final guidelines that establish minimum standards for risk governance frameworks for OCC regulated institutions with over $50 billion in assets. While that asset threshold would seem to specifically exclude most community banks, the OCC h ....

As follow up to my previous blog on how the avalanche of regulation can stifle innovation in banks and credit unions, I wanted to share some ideas to start the discussion on organizational steps that you can take to enhance the risk and compliance culture. Maturing the processes internally, requires ....

While last week my news feeds on social media showed an avalanche of humorous ice bucket challenges, it sparked a comparison to me of the recent Avalanche of Regulation Infographic published by the American Bankers Association (ABA). The burden of regulatory compliance is dousing the fires of creati ....

According to a National Employment Law Project (NELP) report, nearly 65 million Americans have a criminal record that could be identified by a background check. That equates to roughly one in four citizens who may have limitations in applying for jobs. Employer job applications have routinely asked ....